Exploring markets, strategy, and human progress
Thoughts, lessons, and research from years in wealth management

I’m Rashid, a Relationship Manager based in Zurich with several years of experience in wealth management. Throughout my career, I’ve had countless conversations with clients about how to structure, grow, and preserve their wealth — and I’ve realized that many of the same questions and challenges come up again and again.
This page is my way of sharing what I’ve learned along the way. I’m not here to sell anything — my goal is simply to share insights, reflections, and research that might help others make more informed financial decisions or better understand how wealth management works in practice.
Writing about these topics also helps me deepen my own research and stay curious. If any of my posts spark ideas or discussions, that’s exactly the kind of exchange I hope to encourage.
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Why 80% of Portfolio Performance Comes from Strategic Asset Allocation
Thinking about how to push the long-term portfolio? Or do you prefer steady growth while minimizing potential losses? It’s time to learn about strategic asset allocation. Discover more here! Have you ever wondered why…